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Dental Insurance – San Marcos, CA

Lower the Cost
of Your Care

Your first concern when it comes to visiting the dentist should always be taking care of your teeth and gums so that you can continue maintaining a healthy, attractive smile. But of course, being able to afford such treatments in the first place is also extremely important. No matter what kind of dental insurance plan you have,
Dr. Howard and the rest of our team are determined to make sure you get the most out of it. Call us with your policy information for advice on maximizing your benefits.

Dental insurance forms

How Dental Insurance Works

Man calculating cost of dental treatment

Understanding dental insurance is much easier when you realize that it’s different from typical medical insurance. Medical insurance typically only pays for treatment once a problem has already occurred. Dental insurance, on the other hand, is more concerned with preventive care. Since complex oral health issues are more costly to deal with, receiving regular checkups and cleanings can end up saving you (and your insurance company) a lot of money. That’s why dental plans are designed to reward a preventive approach.

What Does My Dental Insurance Cover?

Dental insurance forms

That depends on which one you got. Insurance companies tend to vary in what they’re willing to pay for, and many of them offer more than one plan. In most cases, cleanings, checkups, and other preventive services are covered at roughly 70 to 100 percent. Fillings and other minor restorations are often paid for at 70 to 80 percent, but major procedures are usually only covered at around 50 percent. Certain procedures (such as cosmetic treatments) may or may not be covered at all.

Our In-Network Dental Insurance Providers

Toothbrush and floss on dental insurance forms

You’ll save the most money if you find a dental office that is within your insurance’s network. This is because an in-network provider has agreed to set their prices for specific services at a certain amount. Please give us a call to see if we are in-network with your insurance. We are still able to file claims even if we are out-of-network with your insurance. We can also go over your financial situation and help you figure out other ways to cut down on costs.

We are in-network with the following insurances: